Sample credit card application declined letter

Other Names: Credit Denial Challenge Letter

What is a Letter Challenging a Credit Denial?

A Letter Challenging a Credit Denial can help you find out exactly why your credit application wasn't approved and appeal that decision. There are many reasons why a creditor may deny a credit application, but if you were denied you may want to ensure that the reason given to you was correct and valid. The denial may be in error or sometimes there's simply a mistake on your application. A Letter Challenging a Credit Denial can help you straighten out any issues.

It's your right to know why you were denied. Regardless of what's happened it can pay off to double check the reasons, after all, creditors make mistakes. Sometimes there's an issue with your credit report that can easily be fixed. Getting turned down for credit or a loan can be frustrating but the problem might be a simple fix or the creditor might change their mind. Whatever may happen you have to challenge the decision first. Sending a Letter Challenging a Credit Denial is often the first step to figuring out exactly what went wrong and fixing it.

When to use a Letter Challenging a Credit Denial:

You've been denied credit or a loan.
You want to find out why you were denied.
Your creditor terminated or unfavorably changed your account.

Sample Letter Challenging a Credit Denial

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